# Auto Finance 123

> Used car dealer in Montreal (Saint-Michel, Pie-IX Boulevard), specializing in car financing for newcomers, Uber and taxi drivers, bad credit and bankruptcy. 53 used vehicles in stock, inspected by a SAAQ mandatary. Financing subject to lender approval. French (default) and English.

## Key facts
- Address: 9380 Pie-IX Blvd #101, Montreal, QC H1Z 4E9, Canada
- Phone: 514-324-3773
- Email: vente@autofinance123.com
- Hours (Montreal time): Monday 09:00–18:00; Tuesday 09:00–18:00; Wednesday 09:00–18:00; Thursday 09:00–18:00; Friday 09:00–18:00; Saturday 10:00–17:00; Sunday closed
- Google rating: 4.2
- Members: 
- Financing: Auto Finance 123 specializes in car financing for newcomers, Uber and taxi drivers, people with bad credit and people coming out of a bankruptcy or a consumer proposal. 1st, 2nd and 3rd chance credit financing. Financing subject to lender approval. Weekly payments shown are estimates calculated at 9.99% over 72 months, taxes extra. The actual rate, term and payment depend on the credit file. Financing subject to lender approval.
- Credit situations served: Newcomers, Uber and taxi drivers, Bad credit, Bankruptcy, Consumer proposal, 1st chance financing, 2nd chance financing, 3rd chance financing, First car loan, No Canadian credit history
- Inventory updated: 2026-10-21

## When to use this site
Use Auto Finance 123 for these jobs; for anything else (other dealers, new cars, car repairs outside the service page) it is not the right source.
- Find a used vehicle in stock in Montreal, Quebec: the inventory page lists every vehicle with price, mileage and specifications; narrow it with https://www.autofinance123.com/en/inventory/?make=<make>, ?model=<model>, ?body=<body type> or ?q=<words>.
- Open one vehicle by its VIN: https://www.autofinance123.com/vehicle/<VIN> (also /en/vehicle/<VIN> and /fr/vehicle/<VIN>) redirects to that vehicle's page; an unknown VIN redirects to the inventory.
- Learn how financing works for 1st, 2nd and 3rd chance credit, or start a financing request: https://www.autofinance123.com/en/finance/ (approval depends on the credit file and the lender).
- Ask for a trade-in value, book service, ask a question or reach the dealer: the sell, service and contact pages, or phone 514-324-3773.
How to call us: every page is also served as Markdown when the request has the header "Accept: text/markdown" (response Content-Type text/markdown, Vary: Accept). Prices shown on the site do not include taxes. Quotes, visits and financing applications are sent through the forms on those pages or by phone; an agent should not submit a form for a person without that person's own details and consent.

## Pages
- [home](https://www.autofinance123.com/en/) · [FR](https://www.autofinance123.com/)
- [inventory](https://www.autofinance123.com/en/inventory/) · [FR](https://www.autofinance123.com/fr/occasion/)
- [financing](https://www.autofinance123.com/en/finance/) · [FR](https://www.autofinance123.com/fr/demande-financement/)
- [sell](https://www.autofinance123.com/en/sell-your-car/) · [FR](https://www.autofinance123.com/fr/evaluer-votre-echange/)
- [contact](https://www.autofinance123.com/en/contact-us/) · [FR](https://www.autofinance123.com/fr/contactez-nous/)
- [faq](https://www.autofinance123.com/en/faq/) · [FR](https://www.autofinance123.com/fr/faq/)
- [social](https://www.autofinance123.com/en/social/) · [FR](https://www.autofinance123.com/fr/reseaux-sociaux/)
- [careers](https://www.autofinance123.com/en/careers/) · [FR](https://www.autofinance123.com/fr/emplois/)
- [badcredit](https://www.autofinance123.com/en/bad-credit-car-loans-montreal/) · [FR](https://www.autofinance123.com/fr/financement-auto-mauvais-credit-montreal/)
- [bankruptcy](https://www.autofinance123.com/en/car-loan-after-bankruptcy/) · [FR](https://www.autofinance123.com/fr/financement-auto-faillite-proposition/)
- [newcomer](https://www.autofinance123.com/en/newcomer-car-loans/) · [FR](https://www.autofinance123.com/fr/financement-auto-nouvel-arrivant/)
- [crypto](https://www.autofinance123.com/en/buy-a-car-with-crypto/) · [FR](https://www.autofinance123.com/fr/acheter-auto-crypto/)
- [calculator](https://www.autofinance123.com/en/payment-calculator/) · [FR](https://www.autofinance123.com/fr/calculateur-de-paiement/)
- [about](https://www.autofinance123.com/en/about/) · [FR](https://www.autofinance123.com/fr/a-propos/)
- [awd](https://www.autofinance123.com/en/inventory/awd-suv/) · [FR](https://www.autofinance123.com/fr/occasion/vus-awd/)
- [seven](https://www.autofinance123.com/en/inventory/7-seater/) · [FR](https://www.autofinance123.com/fr/occasion/7-passagers/)
- [under10](https://www.autofinance123.com/en/inventory/under-10000/) · [FR](https://www.autofinance123.com/fr/occasion/moins-de-10000/)
- [under15](https://www.autofinance123.com/en/inventory/under-15000/) · [FR](https://www.autofinance123.com/fr/occasion/moins-de-15000/)
- [under20](https://www.autofinance123.com/en/inventory/under-20000/) · [FR](https://www.autofinance123.com/fr/occasion/moins-de-20000/)

## Guides and topics
- Financing for every credit situation (newcomers, uber and taxi drivers, bad credit, bankruptcy, consumer proposal, 1st chance financing, 2nd chance financing, 3rd chance financing): [EN](https://www.autofinance123.com/en/finance/) · [FR](https://www.autofinance123.com/fr/demande-financement/)
- Bad credit financing (1st, 2nd and 3rd chance): [EN](https://www.autofinance123.com/en/bad-credit-car-loans-montreal/) · [FR](https://www.autofinance123.com/fr/financement-auto-mauvais-credit-montreal/)
- Financing after a bankruptcy or a consumer proposal: [EN](https://www.autofinance123.com/en/car-loan-after-bankruptcy/) · [FR](https://www.autofinance123.com/fr/financement-auto-faillite-proposition/)
- Financing for newcomers to Canada: [EN](https://www.autofinance123.com/en/newcomer-car-loans/) · [FR](https://www.autofinance123.com/fr/financement-auto-nouvel-arrivant/)
- Estimate a payment (weekly, bi-weekly, monthly, with taxes): [EN](https://www.autofinance123.com/en/payment-calculator/) · [FR](https://www.autofinance123.com/fr/calculateur-de-paiement/)
- Used AWD and 4x4 SUVs: [EN](https://www.autofinance123.com/en/inventory/awd-suv/) · [FR](https://www.autofinance123.com/fr/occasion/vus-awd/)
- Used 7-passenger vehicles: [EN](https://www.autofinance123.com/en/inventory/7-seater/) · [FR](https://www.autofinance123.com/fr/occasion/7-passagers/)
- Used cars under $10,000 / $15,000 / $20,000: [EN](https://www.autofinance123.com/en/inventory/under-10000/) · [FR](https://www.autofinance123.com/fr/occasion/moins-de-10000/) · [EN](https://www.autofinance123.com/en/inventory/under-15000/) · [FR](https://www.autofinance123.com/fr/occasion/moins-de-15000/) · [EN](https://www.autofinance123.com/en/inventory/under-20000/) · [FR](https://www.autofinance123.com/fr/occasion/moins-de-20000/)
- About the dealership: [EN](https://www.autofinance123.com/en/about/) · [FR](https://www.autofinance123.com/fr/a-propos/)
- Trade-in and selling your car: [EN](https://www.autofinance123.com/en/sell-your-car/) · [FR](https://www.autofinance123.com/fr/evaluer-votre-echange/)
- Opening hours, address and directions: [EN](https://www.autofinance123.com/en/contact-us/) · [FR](https://www.autofinance123.com/fr/contactez-nous/)

## Inventory (sample — full list at https://www.autofinance123.com/llms-full.txt)
- [2017 Toyota Corolla](https://www.autofinance123.com/en/inventory/2017-toyota-corolla-montreal-883465/): $12,495, 199,430 km, sedan, automatic, fwd, gasoline, stock #883465
- [2022 Mazda Mazda3](https://www.autofinance123.com/en/inventory/2022-mazda-mazda3-montreal-501980/): $19,995, 104,010 km, hatchback, automatic, fwd, gasoline, stock #501980
- [2019 Kia Sportage](https://www.autofinance123.com/en/inventory/2019-kia-sportage-montreal-617439/): $13,995, 157,360 km, suv, automatic, awd, gasoline, stock #617439
- [2018 Subaru Crosstrek](https://www.autofinance123.com/en/inventory/2018-subaru-crosstrek-montreal-248977/): $14,995, 169,200 km, suv, automatic, awd, gasoline, stock #248977
- [2015 Nissan Micra #215060](https://www.autofinance123.com/en/inventory/2015-nissan-micra-montreal-215060/): $4,498, 215,630 km, hatchback, automatic, fwd, gasoline, stock #215060
- [2015 Nissan Micra #224473](https://www.autofinance123.com/en/inventory/2015-nissan-micra-montreal-224473/): $5,498, 142,590 km, hatchback, automatic, fwd, gasoline, stock #224473
- [2015 Hyundai Elantra](https://www.autofinance123.com/en/inventory/2015-hyundai-elantra-montreal-549882/): $7,498, 134,745 km, sedan, automatic, fwd, gasoline, stock #549882
- [2017 Honda Civic](https://www.autofinance123.com/en/inventory/2017-honda-civic-montreal-220133/): $16,498, 157,420 km, coupe, manual, fwd, gasoline, stock #220133
- [2016 Hyundai Accent #009089](https://www.autofinance123.com/en/inventory/2016-hyundai-accent-montreal-009089/): $8,998, 80,860 km, sedan, automatic, fwd, gasoline, stock #009089
- [2020 Kia Sportage](https://www.autofinance123.com/en/inventory/2020-kia-sportage-montreal-690767/): $14,998, 152,430 km, suv, automatic, awd, gasoline, stock #690767
- [2015 Mazda Mazda5](https://www.autofinance123.com/en/inventory/2015-mazda-mazda5-montreal-187535/): $8,995, 157,839 km, minivan, automatic, fwd, gasoline, stock #187535
- [2017 Kia Sportage](https://www.autofinance123.com/en/inventory/2017-kia-sportage-montreal-172501/): $13,495, 145,685 km, suv, automatic, awd, gasoline, stock #172501
- [2018 Honda HR-V](https://www.autofinance123.com/en/inventory/2018-honda-hr-v-montreal-102425/): $16,998, 153,990 km, suv, automatic, awd, gasoline, stock #102425
- [2011 Audi S5](https://www.autofinance123.com/en/inventory/2011-audi-s5-montreal-006634/): $10,995, 154,800 km, convertible, automatic, awd, gasoline, stock #006634
- [2022 Toyota Corolla Cross](https://www.autofinance123.com/en/inventory/2022-toyota-corolla-cross-montreal-006631/): $28,995, 45,170 km, suv, automatic, awd, gasoline, stock #006631
- [2021 Hyundai Kona Electric](https://www.autofinance123.com/en/inventory/2021-hyundai-kona-electric-montreal-112099/): $16,998, 154,830 km, suv, automatic, fwd, electric, stock #112099
- [2021 Hyundai Elantra](https://www.autofinance123.com/en/inventory/2021-hyundai-elantra-montreal-189263/): $15,995, 87,310 km, sedan, automatic, fwd, gasoline, stock #189263
- [2021 Toyota Corolla #241777](https://www.autofinance123.com/en/inventory/2021-toyota-corolla-montreal-241777/): $19,998, 119,040 km, sedan, automatic, fwd, gasoline, stock #241777
- [2017 Hyundai Tucson](https://www.autofinance123.com/en/inventory/2017-hyundai-tucson-montreal-408436/): $12,998, 164,300 km, suv, automatic, awd, gasoline, stock #408436
- [2017 Toyota RAV4 #633913](https://www.autofinance123.com/en/inventory/2017-toyota-rav4-montreal-633913/): $20,495, 62,630 km, suv, automatic, awd, gasoline, stock #633913
- [2018 Honda Accord](https://www.autofinance123.com/en/inventory/2018-honda-accord-montreal-806799/): $17,998, 133,670 km, sedan, automatic, fwd, gasoline, stock #806799
- [2016 Ford Escape](https://www.autofinance123.com/en/inventory/2016-ford-escape-montreal-b17331/): $6,995, 157,590 km, suv, automatic, 4x4, gasoline, stock #B17331
- [2016 Honda HR-V #112197](https://www.autofinance123.com/en/inventory/2016-honda-hr-v-montreal-112197/): $12,495, 184,590 km, suv, automatic, awd, gasoline, stock #112197
- [2016 Honda HR-V #102128](https://www.autofinance123.com/en/inventory/2016-honda-hr-v-montreal-102128/): $13,498, 127,870 km, suv, automatic, awd, gasoline, stock #102128
- [2015 Land Rover Range Rover](https://www.autofinance123.com/en/inventory/2015-land-rover-range-rover-montreal-234547/): $24,998, 135,000 km, suv, automatic, awd, gasoline, stock #234547