Car Financing and Used Cars in Montreal

Car financing · Saint-Michel

★ 4,2 · 65 Google reviews

Car financing and used cars in Montreal

Specialists for newcomers, Uber drivers and bankruptcy, on Pie-IX Boulevard.

Auto Finance 123 is a used car dealer in Montreal, in the Saint-Michel area near Saint-Léonard, specializing in car financing for newcomers, Uber and taxi drivers, bad credit and life after bankruptcy. Financing subject to lender approval.

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We can help you even if…

Your situation does not have to stop you from buying a vehicle

From our Pie-IX Boulevard location, we mostly work with customers the banks find hard to serve. Pick the situation that sounds like yours. Financing subject to lender approval.

1 You are new to the country Recently arrived in Canada with no credit history here? It is one of our specialties. We look at your current situation and help you put together a clear financing request for the lender. Learn more

2 You drive for Uber or a taxi Your car is how you earn a living. We know the reality of Uber and taxi drivers in Montreal and look with you for a reliable car and a payment that respects your budget. Learn more

3 You have bad credit Late payments, debt, a thin file: flexible credit options exist, including second-chance financing. Send your free, no-obligation pre-approval request and let us look at it with you. Learn more

4 You are coming out of bankruptcy Discharged bankruptcy, or a consumer proposal in progress or completed? 3rd chance credit financing is built for this kind of situation. A team member explains the steps, without judgment. Learn more

How it works

3 steps to drive away in your vehicle

A turnkey formula, from the first form to the keys.

Credit analysis

You fill in the quick online form, about 20 seconds, or you call. We review your file with you to find your real budget, with no obligation on your part.

Vehicle search

We search our inventory for the vehicle that fits your budget and your needs: an economical sedan, an all-wheel-drive SUV or a car for driving with Uber.

Delivery

Once the lender approves the financing, you sign and take possession of a vehicle inspected by a SAAQ mandatary, ready to drive on the streets of Montreal.

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vehicles in stock

Latest arrivals on Pie-IX Boulevard

Inventory updated on October 20, 2026

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1st, 2nd and 3rd chance credit

Financing built for the files banks turn down

New to the country, Uber driver, damaged credit or bankruptcy: we prepare your request with you and submit it for 1st, 2nd or 3rd chance credit financing. The pre-approval request is free and comes with no obligation, and the form only takes about 20 seconds. Financing subject to lender approval.

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514-324-3773

Estimated weekly payment at 9.99% over 72 months, taxes extra, for information only. The actual rate, term and payment depend on your file. Financing subject to lender approval.

Newcomers

No Canadian credit history

Uber drivers

Taxi drivers

Bad credit

Bankruptcy

Consumer proposal

1st chance credit

2nd chance credit

3rd chance credit

Sell or trade

Want to sell or trade your car?

Send us the year, make, model, mileage and VIN of your current vehicle. A team member calls you back with an evaluation. You can sell it to us or trade it for a vehicle from our inventory.

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4.2 ★

Google rating (65 reviews)

Pie-IX

Saint-Michel, near Saint-Léonard

6 days

open Monday to Saturday

About Auto Finance 123

A Pie-IX Boulevard dealer that starts with your financing.

Auto Finance 123, in Montreal, QC treats the needs of each individual customer with paramount concern. We know that you have high expectations, and as a car dealer we enjoy the challenge of meeting and exceeding those standards each and every time. Allow us to demonstrate our commitment to excellence! Our experienced sales staff is eager to share its knowledge and enthusiasm with you. We encourage you to browse our online inventory, schedule a test drive and investigate financing options. You can also request more information about a vehicle using our online form or by calling 514-324-3773

Our showroom is at 9380 Pie-IX Blvd #101, Montreal, QC H1Z 4E9, Canada, in the Saint-Michel area, right next to Saint-Léonard. It is easy to reach by Pie-IX Boulevard and Highway 40 (Metropolitan), whether you come from Montréal-Nord, Villeray, Rosemont, Anjou or Laval.

Financing is our strength: newcomers with no Canadian credit history, Uber and taxi drivers, damaged credit, bankruptcy or a consumer proposal. All our vehicles are inspected by a SAAQ mandatary. Financing subject to lender approval.

More about us

Directions to our dealership

Why Auto Finance 123

What you get on Pie-IX Boulevard

A small team focused on financing and vehicles checked before sale, in Montreal.

4,2 ★★★★★ 4,2 · 65 Google reviews

Inspected vehicles

All our vehicles are inspected by a SAAQ mandatary. You leave with a car that is ready to drive, in a turnkey formula.

Simplified financing

A quick form of about 20 seconds and flexible credit options, including second chance. Financing subject to lender approval.

Specialists in special cases

Newcomers, Uber drivers, bankruptcy: these are the files we handle every day, not exceptions.

Google reviews

Our customers rate us 4.2 ★ on Google, from 65 reviews. Read them before you come and see us.

Frequently asked questions

Your questions about car financing in Montreal

All frequently asked questions

Can I get car financing if I just arrived in Canada?

I drive for Uber. Can you finance my vehicle?

Is it possible to buy a car after a bankruptcy?

How is the weekly payment shown calculated?

Where is Auto Finance 123 located?

Are your vehicles inspected?

Visit us

On Pie-IX Boulevard, Montreal

Our dealership is at 9380 Pie-IX Blvd #101, Montreal, QC H1Z 4E9, Canada, in the Saint-Michel area, close to Saint-Léonard. It is reached by Pie-IX Boulevard and Highway 40 (Metropolitan). Mon–Fri 9 AM – 6 PM · Sat 10 AM – 5 PM · Sun closed. Call 514-324-3773 so a vehicle is ready for your test drive.

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Auto Finance 123

9380 Pie-IX Blvd #101, Montreal, QC H1Z 4E9, Canada

vente@autofinance123.com

Directions

Open now · until 6 PM

Monday

9 AM – 6 PM

Tuesday

9 AM – 6 PM

Wednesday

9 AM – 6 PM

Thursday

9 AM – 6 PM

Friday

9 AM – 6 PM

Saturday

10 AM – 5 PM

Sunday

Closed

Areas served

Car financing for the east and north of Montreal

From Pie-IX Boulevard, we serve customers from Saint-Michel and Saint-Léonard, as well as Montréal-Nord, Villeray, Rosemont, Anjou and Laval. Many start online with the pre-approval request, then come in to test drive the vehicle they picked. Newcomers and Uber drivers from the whole region are welcome. Financing subject to lender approval.

Saint-Michel

Saint-Léonard

Montréal-Nord

Villeray

Rosemont

Anjou

Laval

Bad credit car financing

Car loan after bankruptcy

Newcomers and Uber drivers

Payment calculator

About Auto Finance 123

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Latest arrivals

Inventory updated on October 21, 2026

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