Car Financing and Buying FAQ in Montreal
Frequent questions: newcomer and Uber driver financing, bankruptcy, estimated payment, SAAQ inspection, trade-ins and our address in Montreal.
Auto Finance 123 is on Pie-IX Boulevard in Montreal (Saint-Michel, near Saint-Léonard); our customers also come from Montréal-Nord, Villeray, Rosemont, Anjou and Laval.
Visiting and buying
Where are you located in Montreal?
Auto Finance 123 is at 9380 Pie-IX Blvd #101, Montreal, QC H1Z 4E9, Canada, in the Saint-Michel area, near Saint-Léonard. The dealership is reached by Pie-IX Boulevard and Highway 40 (Metropolitan). Phone: 514-324-3773.
What are your opening hours?
Monday to Friday 9 AM to 6 PM, Saturday 10 AM to 5 PM. Closed on Sunday.
In which languages is the website available?
The website is available in French and English. For any question, write to vente@autofinance123.com or call 514-324-3773.
Inspection and vehicles
Are your vehicles inspected?
Yes. All our vehicles are inspected by a SAAQ mandatary, in a turnkey formula: you leave with a vehicle that is ready to drive.
Do you offer a warranty or delivery?
These details are not published on the website. A team member will confirm what applies to the vehicle you are interested in.
Financing
I am a newcomer with no Canadian credit history. Can you help?
Yes, it is one of our specialties. We can help you buy a vehicle even if you are new to the country. Send a free, no-obligation pre-approval request. Financing subject to lender approval.
I drive for Uber or a taxi. Can I get financing?
Yes, Uber drivers are among the customers we support. A team member looks at your situation and tells you which documents to provide. Financing subject to lender approval.
Can I buy a vehicle after a bankruptcy or a consumer proposal?
Yes. We offer 1st, 2nd and 3rd chance credit financing and flexible credit options, including second-chance financing. Financing subject to lender approval.
Is the pre-approval request free?
Yes, the pre-approval request is free and comes with no obligation. The quick form takes about 20 seconds to fill in. Financing subject to lender approval.
How is the weekly payment shown calculated?
It is an estimate calculated at 9.99% over 72 months, taxes extra. Your actual payment depends on your credit file, your down payment and the lender. Financing subject to lender approval.
What documents should I bring for financing?
It depends on your situation (employment, self-employment, status in Canada). A team member will tell you which documents to bring after your request.
Trade-in and selling
Do you buy vehicles or take trade-ins?
Yes. Fill in the “Sell or trade” form with your vehicle’s year, make, model, mileage and VIN. A team member calls you back with an evaluation.
Can my trade-in be used as a down payment?
The value of your vehicle can be applied to your purchase. A team member confirms the amount after the evaluation. Financing subject to lender approval.